When you’re looking for a new car, there are many things you have to take into consideration. What do I want? Can I afford that brand new Fiat 500 USA, or Fiat convertible, or should I settle for a Ford? How will I be able to finance this?

Here are some other things you may want to research.

• Leasing vs. Buying. When you buy a car outright, you will be spending more money upfront. You will likely have to put down a larger amount of money to get the monthly payment that works best for you. But if you lease, you will be paying much less per month for your vehicle. The problem with this, however, is that you are restricted to a certain number of miles. If you exceed the mileage stated on the contract, you may have to pay extra. If you are unsure of what to do, you can have your parents or even a financial adviser help you understand how to finance a car, and then make your decision.
• New vs. Used. If you can swing the extra cash for the new Fiat 500 USA, then go for it, but chances are that if you are buying a car for the first time, it may be too expensive for you. You could always look for dealerships that offer new car incentives, but ultimately, you will pay less for a used car. You can also find your favorite Fiat for much less if you look for older models.
• Terrain. If you know that you are an off-road type of person, you may not want to go with a sports car or something small. You may want to think about getting an SUV or a heavier duty vehicle. Essentially, know what kind of driving you do the most, and buy a car accordingly.

So, before you jump into purchasing a car, take these points into consideration. It will save you a lot of time and money in the long run. Good refereneces.