Auto Financing 101: What You Need to Know to Get the Best Deal

    auto financingBuying used cars instead of new is a great way to save money, but many people forget to factor in the costs of auto financing when setting a budget for a new (to you) vehicle. Before you head to the used car dealership, it’s important to understand how auto financing works so that you can make sure that you only buy as much as you can afford — and only pay what you need to.

    Tip #1: Know Your Credit Score
    Just as with any other kind of loan application, your credit score will have a huge impact on your auto financing options. It’s important to work to improve your score in every way, shape, or form you can during the months leading up to your car shopping. Of course, that isn’t always possible — and there is hope. Even if you have bad credit, you can still often find a way to get an auto loan on a car that’s under five years old.

    Tip #2: Work Through a Dealership
    Most car dealerships offer on-site auto financing options for their customers. They’ll likely work with anywhere from five to 10 banks on your behalf to solicit different rates and options, so that you know you’ll be getting the best deal possible.

    Tip #3: Make a Down Payment
    You may be surprised to know that some car dealers will let you drive off the lot without paying a single cent! While that might seem tempting, it’s a good idea to pay as much as you can upfront as a down payment. The less interest you end up paying, the more money you’ll save in the long run.

    In the end, auto financing really isn’t as complicated as it might seem. The important thing is to be aware of your financial situation and to only borrow what you can afford to pay back. Don’t let the hassle of auto financing turn you off from buying the used car you need. Take the opportunity to get the best deal on a great car that will give you mileage for years to come.

    5 Tips to Getting the Right Tires for Your Car

    Tire companies

    Americans love their cars. That is no secret. In order to keep our cars running as well as they can, getting the right tires for them is very important. Many people are not really sure what they should think about or consider when they are buying tires for their vehicles. Here are some tips to getting the right ones for your car or truck.

    Look at the conditions you are driving in. If you live in Grand Rapids, Michigan, your driving conditions are going to be a lot different than if you live in Gainesville, Florida. As a consequence, the tires you pick are going to be very different. Now, if you are in Michigan, maybe you only take your car out o Continue Reading

    Vehicle Wraps How They’re Changing The Game

    Vehicle wrap oklahoma city

    It can be difficult to advertise a business, especially when that business is new or a startup in some way. People are frankly tired of many of the typical advertisements that we are familiar with, and want a change of pace Billboards aren’t going to cut it anymore, and neither will newspaper ads. While online and digital ads are effective, there are so many of them that often, people get overwhelmed and rather than really taking in the message of the ad, they just move on without really absorbing it. With this in mind, it’s become a priority for many to make their ads as unique as possible. Some forms of advertising are particularly successful in particular locations. When it comes to, for example, truck graphics Oklahoma City is the perfect place for such advertising strategies. Many drivers Continue Reading

    3 Tips to Help You Buy a New Pontoon Boat

    Used rv store

    There is no question about it, pontoon boats are a lot of fun. You would be hard pressed to find someone who has been on one and not had a good time. If you are looking at new pontoon boats to buy, you may have some questions about how to get the best boat for you. Here are some tips to help you get the right boat for your needs.

    1. What is your budget? Whenever you make a big purchase like a boat or a car, you need to start with your budget. New pontoon boats are not cheap. The prices range from $25,000 to $50,00. What you should do is go through your finances and see what is the price point that you can live with. The definition of “affordable pontoon boats” is really different for everyone. These prices are not absolute. You can expect to pay more when you add on different options a Continue Reading